What information is required
Income details
Personal
Last two (2) years personal tax returns
Last two (2) years Notice of Assessments
Last three (3) most current payslips
Last two (2) years group certificates
Business
Last two (2) years business tax returns
Last teo (2) years Profit & loss reports
Last two (2) years Balance Sheet reports
Last three (3) months statemonts for all existing personal loans,credit cards and store cards
Last three (3) saving account statements
Purchases
Bank statement showing deposit funds held ( min 3 months evidence if 5% deposit)
Copy of the Offer & Acceptance
Refinancing
Last six (6) months existing home loan statements
Construction loans
Copy of plans & specifications
Copy of Fixed price building contract
Identification
Copy of 100 point Identification
Passport / Birth certificate / Drivers licence
Additional information required
List of assets and market values
▪ property
▪ vehicles
▪ house contents
▪ superannuation
▪ tools
Etc
Idea of living expenses
▪ groceries
▪ utilities
▪ memberships
▪ school fees
Etc