As a Finance Broker OUR role is to help YOU.
We will do all the leg work for you and answer all your questions along the way.
Are you a First home buyer ?
Do you need a Pre-approval ?
Building a house – Construction loan ?
Debt consolidation – car loans , personal loans ?
Investment loans ?
Do you need working capital for your business ?
Debtor finance ?
Development finance ?
Franchise loans ?
Start up business ?
Property purchase ?
OR ARE YOU SIMPLY LOOKING FOR SOMEONE TO REVIEW YOUR CURRENT POSITION AND PROVIDE COMFORT THAT WHAT YOU HAVE IS GOOD OR ALTERNATIVELY WHAT IS OUT IN THE MARKET IS BETTER . This is
obviously based on individual circumstances and conditions will apply
In the current environment change is inevitable
It is getting harder to keep up with all the changes and as a customer
we can imagine how frustrating it may be for you especially with lenders that you have known and loved for years may not be able to assist you now.
A yes last year may very well be a no this year with no changes to your personal position.
Policy and procedural changes have seen some major movements to the industry
Do you need help with the following :
Real estate agent ( we can help )
Settlement agent ( we can help )
vendor ( we can help)
The bank ( we can help)
My experience consists of over 25 years in the finance industry.
My previous experience consists of many years in the Banking industry working for both Bankwest and Westpac in various roles including Home Loan Manager , Business Manager and Commercial Relationship Manager . I have experience in small overdrafts , the purchase of business premises as well as $25m+ projects
Each bank has products and interest rates that will be similar, excluding any specials they may offer, but their rules and conditions may vary depending on the lender. In our role we will vet this for you and advise you as to which bank will do the loan for you
Along with my 25 years finance experience I also hold the relevant qualifications needed to assist you with Mortgage broking
I have the following qualifications
- Diploma in Finance & Mortgage Broking Management
- Certificate IV in Mortgage Broking
- Certificate III in Securities
I am also a member of the following
- MFAA Approved Credit Adviser
- (AFG) Australian Finance Group
- Registered under COSL for dispute resolution
You will be in good hands with my experience and knowledge in all aspects of lending in both residential and business.
As a broker I am there to assist you throughout the application process, approval and settlement.
My services do not end there as following settlement I am still there to answer and questions,
help you with any maintenance of your loans and assist you throughout the life of the loan with changes, amendments or simply periodical health checks.
Get great advice from someone who has been in the industry for over 25 years
Instead of just speaking to your existing bank I can compare hundreds of home loans from up to 30 different lenders.
This will give you more choice and more options to choose from and possibly obtain finance where other banks have said NO
I can answer all your questions upfront and we can do this in the comfort of your own home, business or we can meet at our offices in Balcatta.
I will do all the paperwork and running around for you
I will keep you (most importantly) fully informed of what is happening
I will speak with the bank, your real estate agent and your settlement agent to keep them all up to date on the progress of your loan
My home loan service is at no cost to you because the lenders pay me.
Please note I am a Credit representative of Better Choice Mortgage Services and the views of this site are mine and not that of the Licence holder
Australian Credit Licence Number 384621